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Motorcycle Insurance Policy Information You Need to Know

I recently renewed my motorcycle insurance policy and came across some significant changes and exclusions that the insurance company had made to my policy although I had not requested or changed the amount of insurance (at all) on my motorcycle. Unless you carefully read your insurance policy, you may be unpleasantly surprised by exclusions which

Dealing with Motorcycle Accidents

A common theme in the world of motorcycling is the plea to ride safely and defensively. However, that barely scratches the surface of what you must consider in order to protect yourself to the greatest extent. Safe riding and hoping that other cars see you can only get you so far. What happens if you

Property Damage to Your Motorcycle

It’s been great meeting so many of you (and seeing your beautiful bikes) at all the events we’ve recently attended. Over the last few months I have written articles dealing with insurance coverage that “protects” the injured driver. Generally speaking, when a motorcyclist is involved in an accident, two things happen:  the operator of the

What is GAP Insurance and Do You Need it?

If damages to a motorcycle or vehicle are approximately 80% of the value of the motorcycle or vehicle the insurance company is allowed, under Florida Law, to declare that motorcycle or vehicle a total loss.  Insurance companies pay book value, not necessarily replacement value or what you might owe to your lien holder. What can

Do you really need Uninsured Motorist Coverage?

I am always saddened to have to turn away a severely injured potential client because there is not any insurance available to compensate them for their injuries and losses. I urge all of you to pull out your motorcycle and auto insurance policies and make sure that you are adequately protected in the unfortunate event