--- description: Like most people, you probably don't think about roadside assistance insurance until you need it. And by then, it's usually too late! title: Roadside Assistance Insurance image: https://lh4.googleusercontent.com/lf3wMSgVEQ5ExFve9NLEBoaUYI0yKg43HFyQG7hQedbNCyqk5txC0OQrfHVdelTpZ6CHE6csNN6Qpvrty0P5G43qO0FhzLsz0Ka1pBjQrKulv_TuFKqv7bV5uaj7wwgjW3MNaNPggj0rsvJT --- [Home](https://www.lawfran.com/) » [Car Accident Lawyers](https://www.lawfran.com/car-accident-lawyers/) » Roadside Assistance Insurance # Roadside Assistance Insurance * Last Updated: October 16, 2025 * Reading Time: 4 minutes trusted Content Legally Reviewed by: ![](https://www.lawfran.com/wp-content/uploads/2023/12/Fran-Haasch-Headshot-Current-2021.webp) Fran Haasch Updated 6 months ago [ ![Tampa Bay Trial Lawyers Association](https://www.lawfran.com/wp-content/uploads/2023/12/tbtla-1.webp) ](https://www.tbtla.us) [ ![10 Best Attorney Client Satisfaction American Institute of Personal Injury Attorneys](https://www.lawfran.com/wp-content/uploads/2022/01/logo-4.png) ](https://www.aiopia.org) [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2022/01/avvo.png) ](https://www.avvo.com) [ ![Florida Justice Association Logo](https://www.lawfran.com/wp-content/uploads/2022/01/logo-5.png) ](https://www.myfja.org) [ ![elite Lawyers of America ELA](https://www.lawfran.com/wp-content/uploads/2022/01/logo-3.png) ](https://www.elitelawyer.com) [ ![National Alliance of Attorneys Distinguished Member logo](https://www.lawfran.com/wp-content/uploads/2022/01/distinguished-member-2020-1-300x256.png) ](https://naoatty.org) [ ![American Academy of Attorneys Top 100 2020](https://www.lawfran.com/wp-content/uploads/2022/01/AAOA-Top-100-2020-1-1-300x212.png) ](https://aaoaus.com/directory/categories/florida-top-100) [ ![American Association of Justice logo](https://www.lawfran.com/wp-content/uploads/2022/01/logo-2.png) ](https://www.justice.org) [ ![Multi-Million Dollar Advocates Forum](https://www.lawfran.com/wp-content/uploads/2022/01/logo-1.png) ](https://www.milliondollaradvocates.com) Table of Contents Our Case results [ $1,800,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1800000-2/) [ $1,800,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1800000/) [ $1,550,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1550000/) [ $1,350,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1350000/) [ $1,345,750 Car Accidents ](https://www.lawfran.com/blog/case-results/1345750/) [ $1,300,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1300000-2/) [ $1,300,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1300000/) [ $1,025,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1025000-2/) [ $1,025,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1025000/) [ $1,000,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1000000-4/) [ $1,000,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1000000-3/) [ $1,000,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1000000-2/) [ $1,000,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1000000/) [ $895,000 Car Accidents ](https://www.lawfran.com/blog/case-results/895000/) [ $800,000 Car Accidents ](https://www.lawfran.com/blog/case-results/800000/) [ $750,000 Car Accidents ](https://www.lawfran.com/blog/case-results/750000-3/) [ $750,000 Car Accidents ](https://www.lawfran.com/blog/case-results/750000-2/) [ $750,000 Car Accidents ](https://www.lawfran.com/blog/case-results/750000/) [ $700,000 Car Accidents ](https://www.lawfran.com/blog/case-results/700000-2/) [ $700,000 Car Accidents ](https://www.lawfran.com/blog/case-results/700000/) [ View All Results ](https://www.lawfran.com/case-results/) Our Practice Areas Testimonials Extremely attentive and considerate. Highly recommend them. When I got in my car accident they kept me up to date with everything didn’t have to be on top of them. Very professional. Thank you guys for all you help me with. Julie Rodriguez I was in a car accident a few years ago, they helped me through the process .Very professional and very generous toward the different charities that they help. I've gotten to know a lot of good people throughout the years that are affiliated with them. Thomas Scharf Attorney Fran Haasch was great in helping me with my medical bills and settling my case! They really cared about me and my family. I recommend them, if you have injuries from an automobile accident. Sofia Beshara Contact Us Today Free Consultation Call us Anytime 24/7 (727) 784-8191 Company This field is for validation purposes and should be left unchanged. Name(Required) First Last Email Phone(Required) Are You a New Client? Are You a New Client?Yes, I am a potential new client.No, I am a current existing client.I'm neither. Case Details(Required) Communication Consent I consent to receive calls and emails from Fran Haasch Law Group Accident & Injury Lawyers, including via automated technology, AI-assisted systems, and prerecorded messages, regarding my inquiry and related legal services. Consent is not a condition of services. [Disclaimer](https://www.lawfran.com/disclaimer-and-terms-of-use/) | [Privacy Policy](https://www.lawfran.com/privacy-policy/) SMS/Text Message Consent I consent to receive text messages from Fran Haasch Law Group Accident & Injury Lawyers at the phone number provided, including messages regarding my inquiry, case updates, and appointment reminders. Frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out. Δ ![](https://lh4.googleusercontent.com/lf3wMSgVEQ5ExFve9NLEBoaUYI0yKg43HFyQG7hQedbNCyqk5txC0OQrfHVdelTpZ6CHE6csNN6Qpvrty0P5G43qO0FhzLsz0Ka1pBjQrKulv_TuFKqv7bV5uaj7wwgjW3MNaNPggj0rsvJT) Like most people, you probably don’t think about roadside assistance insurance until you need it. And by then, it’s usually too late! Roadside assistance is one of those things that we hope we never have to use but are glad to have when we do. This type of insurance can be a life-saver in a pinch and can prevent you from getting stranded on the side of the road. In this blog post, we will discuss what roadside assistance insurance is, who needs it, and how to get the best coverage for your needs. ## What Is Roadside Assistance Insurance? Roadside assistance insurance is a type of insurance that covers the cost of services like towing, flat tire changes, jump starts, and fuel delivery. It is designed to help you in the event of a breakdown or accident. Most roadside assistance programs will cover you for a certain number of miles from the place of breakdown or accident. Some programs will also cover you for a certain number of days. ## How Do I Get Roadside Assistance Coverage? There are a few ways you can get roadside assistance coverage: ### Your Car Insurance Policy Your car insurance policy may include roadside assistance if you have [comprehensive ](https://www.lawfran.com/car-accident-lawyers/what-is-comprehensive-insurance/)and [collision coverage](https://www.lawfran.com/car-accident-lawyers/collision-insurance/). Be sure to check with your insurance provider to see what coverage they offer. You may be able to add roadside assistance to your policy for an additional cost. ### From Companies If you purchase a new car, some companies offer roadside assistance with the vehicle. You may also be able to get roadside assistance through an extended warranty. Additionally, some credit card companies offer roadside assistance programs. ### Auto Club Memberships Many auto clubs, such as AAA, offer roadside assistance coverage. If you are a member of an auto club, be sure to check with them to see what coverage they offer. ## What Does Roadside Assistance Cover? Each roadside assistance plan is different. However, some of the most common things a roadside assistance service plan could cover include: * Break downs and repairs for your car * Towing to a repair location * Towing to a gas station * Flat tires that require a repair * Locksmith services * A jumpstart if your car battery dies ## Who Needs Roadside Assistance Insurance? Most people who drive regularly should have emergency roadside assistance. This is especially true if you live in a rural area or travel frequently. If you are an AAA member, you may already have some coverage. However, it is always good to check with your insurance provider to see what coverage they offer. ## How to Get the Best Coverage for Your Needs When shopping for a roadside assistance program policy, it is important to compare different plans and find one that best suits your needs. You should consider factors like the type of vehicle you drive, how often you travel, and distance from home when choosing a plan. You should also consider the coverage limits and deductibles your auto insurance provider offers. Once you have found a plan that meets your needs, be sure to read the fine print to understand what is covered and what is not. ## Rules and Exclusions for Roadside Assistance Coverage Most roadside assistance plans have some rules and exclusions. For example: * You must have collision and comprehensive coverage. Most auto insurance companies require policyholders to have collision and comprehensive coverage before they can add roadside assistance. * Roadside assistance doesn’t cover every vehicle. Many roadside assistance plans cover only the vehicles included on the policy. If you’re [driving someone else’s car](https://www.lawfran.com/car-accident-lawyers/does-car-insurance-cover-the-car-or-the-driver-in-florida/) and it breaks down, your insurance may not cover it. ## The Benefits of Roadside Assistance Insurance Roadside assistance insurance is a great way to protect yourself and your family in the event of a breakdown or accident. It can help you get back on the road quickly and safely. When shopping for roadside assistance insurance, compare plans and find one that best suits your needs. ## Can I Use Roadside Assistance After an Accident? If you have an accident, your roadside assistance coverage may be used to help you. Typically, roadside assistance will cover the cost of towing your vehicle to a safe location. Some plans may also cover the cost of repairs if your vehicle is not drivable. Be sure to check your auto insurance policy to see what is covered. ## What to Expect When You Request Roadside Assistance Services When you experience vehicle trouble, you will usually be able to contact your roadside assistance provider through an app or by calling an assistance line. Once emergency roadside services are requested, a tow truck or other service vehicle will be dispatched to your location. The service provider will assess the situation and provide the necessary assistance. Be sure to have your insurance information handy so that they can bill your insurance company directly. ## Need a Car Accident Attorney? ![](https://lh6.googleusercontent.com/Xa4lC93AH4OmAhr6IFukRWYbrL-Oi4LDBwgs2-kEmIMEUIo7B4lDVKtiubBMAsYCv9p4QIltpIuohOnKQ7jYcYfLlH_5C4s86bgZfkw469CszxQ6D6gBisEpwwjJYLPn3JzmNHPENKQHtUNh) At [The Fran Haasch Law Group](https://www.lawfran.com/), we are committed to fighting for your fair recovery. We strive to help injured individuals and the loved ones of those wrongfully killed, secure the full, fair recovery they are owed. We offer dedicated legal representation for car accident victims and bicycle, [rideshare](https://www.lawfran.com/car-accident-lawyers/rideshare-accidents/ "rideshare"), motorcycle, and semi-truck accident victims. If you feel you have been the victim of a car accident through no fault of your own. Our [auto accident attorneys](https://www.lawfran.com/car-accident-lawyers/) are prepared to help you navigate the legal process and work toward securing the maximum compensation you are owed. Call (727) 784-8191 or[ contact us online](https://www.lawfran.com/contact-us/) to get started on receiving maximum compensation for your personal injury case. ![](https://www.lawfran.com/wp-content/uploads/2023/12/fran-haasch.webp) INJURED IN FLORIDA? The Fran Haasch Law Group Is Here for You. Whether you’ve been hurt in a [motorcycle crash](https://www.lawfran.com/motorcycle-accident-lawyers/), [car accident](https://www.lawfran.com/car-accident-lawyers/), [truck collision](https://www.lawfran.com/truck-accident-lawyers/), or another serious incident, you deserve strong legal representation. Our experienced Florida [personal injury attorneys](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) will fight to protect your rights and help you recover the compensation you need. [ Schedule Your Free Consultation ](https://www.lawfran.com/contact-us/) Share this page Find an Office Near You Our Car Accident Locations At Fran Haasch Law Group Accident & Injury Lawyers, we’re proud to serve clients throughout the greater Tampa Bay area and beyond. With multiple offices across the region, our team is dedicated to making it easy for you to access experienced legal help close to home. Select a location below to learn more about the services available near you. Meet Our Attorneys ![fran-haasch.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/fran-haasch-r9krkvoso3sdv1wow979xtqj4n68cn5nlpd31reujw.webp "fran-haasch.jpg") ## Francoise M. Haasch Founding Attorney Over 20 Years Experience * [ Personal Injury ](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) * [ Car Accidents ](https://www.lawfran.com/car-accident-lawyers/) * [ Motorcycle Accidents ](https://www.lawfran.com/motorcycle-accident-lawyers/) [ ![Multi Million Dollar Advocates Forum](https://www.lawfran.com/wp-content/uploads/2023/12/logo-1-2.png) ](https://nwtla.org/members/francoise-haasch-esq/) Lifetime Member [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png) ](https://www.justice.org/) [ ![National Women Trial Lawyers Top 25](https://www.lawfran.com/wp-content/uploads/2023/12/66659356429853-e1760028480574.webp) ](https://nwtla.org/members/francoise-haasch-esq/) [ ![Best of the Best Attorneys Top 10 Personal Injury Attorney 2024](https://www.lawfran.com/wp-content/uploads/2024/04/best-of-the-best.webp) ](https://bestofthebestattorneys.org/best-attorneys/2024-best-attorneys/) [ ![2024 Attorney and Practice Magazine Personal Injury Law Attorney Badge](https://www.lawfran.com/wp-content/uploads/2024/02/award.webp) ](https://www.attorneyandpractice.com/) Known for extensive trial experience and consistent client advocacy across complex injury cases. [ Meet Francoise M. Haasch ](https://www.lawfran.com/attorneys/francoise-m-haasch/) ![joshua-lipton.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/joshua-lipton-r9krl6yuy47tqdgb2e2srqw299mmx0efn96wt2y4h8.webp "joshua-lipton.jpg") ## Joshua R. Lipton Managing Attorney Over 20 Years Experience * [ Personal Injury ](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) * [ Car Accidents ](https://www.lawfran.com/car-accident-lawyers/) * [ Motorcycle Accidents ](https://www.lawfran.com/motorcycle-accident-lawyers/) [ ![Florida Justice Association](https://www.lawfran.com/wp-content/uploads/2023/12/logo-5-2.png) ](https://www.myfja.org) [ ![Tampa Bay Trial Lawyers Association 2025](https://www.lawfran.com/wp-content/uploads/2025/10/tbtla.png) ](https://www.tbtla.us) [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png) ](https://www.justice.org/) [ ![Best of the Best Attorneys Top 10 Personal Injury Attorney 2024](https://www.lawfran.com/wp-content/uploads/2024/04/best-of-the-best.webp) ](https://bestofthebestattorneys.org/best-attorneys/2024-best-attorneys/) Recognized for consistent results and strong client advocacy in complex accident cases. [ Meet Joshua R. Lipton ](https://www.lawfran.com/attorneys/joshua-r-lipton/) ![david-fuller.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/david-fuller-r9krlbo1wae9cf9hay3xm7pd86zgzhx3bwgc7gr5m4.webp "david-fuller.jpg") ## David R. Fuller Attorney Over 30 Years Experience * [ Personal Injury Litigation ](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) [ ![Tampa Bay Trial Lawyers Association 2025](https://www.lawfran.com/wp-content/uploads/2025/10/tbtla.png) ](https://www.tbtla.us) [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png) ](https://www.justice.org/) [ ![10 Best Attorney Client Satisfaction American Institute of Personal Injury Attorneys](https://www.lawfran.com/wp-content/uploads/2020/05/logo-4.png) ](https://www.aiopia.org) [ ![Florida Justice Association](https://www.lawfran.com/wp-content/uploads/2023/12/logo-5-2.png) ](https://www.myfja.org) Secured more than a dozen seven-figure settlements for clients. [ Meet David R. Fuller ](https://www.lawfran.com/attorneys/david-r-fuller/) ![AllenPipkins](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/AllenPipkins-r9kqgp36i2s3j69yjdwfugs4wn8cagmr2tctgwzqjw.webp "AllenPipkins") ## Allen J. Pipkins II Attorney Over 10 Years Experiece * [ Personal Injury ](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) * [ Wrongful Death ](https://www.lawfran.com/wrongful-death-attorneys/clearwater/) * [ Motorcycle Accidents ](https://www.lawfran.com/motorcycle-accident-lawyers/) [ ![Tampa Bay Trial Lawyers Association 2025](https://www.lawfran.com/wp-content/uploads/2025/10/tbtla.png) ](https://www.tbtla.us) [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png) ](https://www.justice.org/) [ ![10 Best Attorney Client Satisfaction American Institute of Personal Injury Attorneys](https://www.lawfran.com/wp-content/uploads/2020/05/logo-4.png) ](https://www.aiopia.org) [ ![Florida Justice Association](https://www.lawfran.com/wp-content/uploads/2023/12/logo-5-2.png) ](https://www.myfja.org) Combines experience from both plaintiff-side injury firms and large insurance companies. [ Meet Allen J. Pipkins II ](https://www.lawfran.com/attorneys/david-r-fuller/) ![laura-smith.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/laura-smith-r9krlffenmjemv40ozqfw6r7lqgxuac0of2a4klkx8.webp "laura-smith.jpg") ## Laura Smith Davies Attorney (Of Counsel) Almost 20 Years Experiece * [ Personal Injury ](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) * [ Wrongful Death ](https://www.lawfran.com/wrongful-death-attorneys/clearwater/) * [ Motorcycle Accidents ](https://www.lawfran.com/motorcycle-accident-lawyers/) [ ![Tampa Bay Trial Lawyers Association 2025](https://www.lawfran.com/wp-content/uploads/2025/10/tbtla.png) ](https://www.tbtla.us) [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png) ](https://www.justice.org/) [ ![10 Best Attorney Client Satisfaction American Institute of Personal Injury Attorneys](https://www.lawfran.com/wp-content/uploads/2020/05/logo-4.png) ](https://www.aiopia.org) [ ![Florida Justice Association](https://www.lawfran.com/wp-content/uploads/2023/12/logo-5-2.png) ](https://www.myfja.org) Known for her versatile trial experience and leadership roles across multiple legal disciplines. [ Meet Laura Smith Davies ](https://www.lawfran.com/attorneys/laura-smith-davies/) Related Content Want to learn more about car accidents? Whether its how to prevent them or what to do once you’ve been in one, [our blog](https://www.lawfran.com/blog/) can help you gather the knowledge and information you need. ### [ Common Airbag Injuries in a Car Accident ](https://www.lawfran.com/car-accident-lawyers/airbag-injuries/) ### [ Chest Pain After a Car Accident ](https://www.lawfran.com/car-accident-lawyers/car-accident-injuries/chest-pain/) ### [ Seat Belt Bruises ](https://www.lawfran.com/car-accident-lawyers/seat-belt-bruises/) ### [ Shoulder Pain After a Car Accident ](https://www.lawfran.com/car-accident-lawyers/car-accident-injuries/shoulder-pain/) ### [ How Severe Can Whiplash Be? ](https://www.lawfran.com/car-accident-lawyers/whiplash-injury/how-severe-can-whiplash-be/) ### [ Delayed Whiplash Symptoms ](https://www.lawfran.com/car-accident-lawyers/whiplash-injury/delayed-whiplash-symptoms/) ### [ Shock After a Car Accident ](https://www.lawfran.com/car-accident-lawyers/car-accident-injuries/shock/) ### [ The Importance of Going to the Hospital After an Accident ](https://www.lawfran.com/car-accident-lawyers/importance-of-going-to-the-hospital/) [ ![](https://www.lawfran.com/wp-content/uploads/2024/11/iStock-994759404.webp) ](https://www.lawfran.com/blog/2022/05/what-about-my-rental-car/) ### [ What About My Rental Car? ](https://www.lawfran.com/blog/2022/05/what-about-my-rental-car/) May 8, 2022 Was your vehicle severely damaged in an auto accident? Are you wondering who is going to pay for your rental car? If you require a [ Read Full Post » ](https://www.lawfran.com/blog/2022/05/what-about-my-rental-car/) [ ![fran fights for you with car that rear ended another red car in background](https://www.lawfran.com/wp-content/uploads/2020/10/FranFights_FullCoverage.jpg) ](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) ### [ How Do I Get Reimbursed for Lost Wages and Medical Expenses After an Auto Accident? ](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) May 8, 2022 An auto accident can cause you to suffer serious injuries that might require medical treatment, including surgery, rehabilitation, and prescription medication. In some cases, the [ Read Full Post » ](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) ### [ What Happens When Medicine Causes a Car Accident? ](https://www.lawfran.com/blog/2022/05/what-happens-when-medicine-causes-a-car-accident/) May 8, 2022 According to the Governors Highway Safety Association, 43.6 percent of fatally injured drivers in 2016 tested positive for drugs, and over half of those drivers [ Read Full Post » ](https://www.lawfran.com/blog/2022/05/what-happens-when-medicine-causes-a-car-accident/) ## Contact Us Today [ (727) 784-8191 ](tel:+17277848191) Our experienced attorneys are here to help you navigate your legal rights with confidence. Email This field is for validation purposes and should be left unchanged. Name(Required) First Last Email Phone(Required) Are You a New Client? Are You a New Client?Yes, I am a potential new client.No, I am a current existing client.I'm neither. Case Details(Required) Communication Consent I consent to receive calls and emails from Fran Haasch Law Group Accident & Injury Lawyers, including via automated technology, AI-assisted systems, and prerecorded messages, regarding my inquiry and related legal services. Consent is not a condition of services. [Disclaimer](https://www.lawfran.com/disclaimer-and-terms-of-use/) | [Privacy Policy](https://www.lawfran.com/privacy-policy/) SMS/Text Message Consent I consent to receive text messages from Fran Haasch Law Group Accident & Injury Lawyers at the phone number provided, including messages regarding my inquiry, case updates, and appointment reminders. Frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out. 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